What Information is Collected; How Information is Collected; and by Whom is Information Collected
To register on our Web site, you must submit your name and e-mail address. In addition, and dependant on what section you are registering for, you may also need to submit your address, phone number and any other information relevant to your registration request.

Questionnaires and Surveys
From time to time, we may ask you to complete questionnaires or surveys, which we use to obtain additional demographic information about our users, to measure and improve the quality of this web site and to better assess your interests and needs. If we ask you to complete a survey or questionnaire, we will explain how we intend to use the information that you provide to us. You always have the option of not responding to any questionnaire or survey.

General Information
We collect general information about you when you visit our web site. This information includes technical information related to your computer and the manner in which you are accessing our site and includes such information as the internet protocol (IP) address of your computer, what operating system your computer is using, what browser software (e.g., Explorer, Netscape or other) your computer is using, and who your Internet service provider is, the Uniform Resource Locator ("URL") of the web site from which you just came and the URL to which you go next and certain operating metrics, such as the amount of time you use our Web site.

The general information that we gather about you may be aggregated with general information of all users to help us better understand how our site is used. We compile and analyze this aggregated information so that we can provide more meaningful information to corporate partners and more relevant content to you.

Amendments to Our Standard Privacy Policy
We may, from time to time, amend our Standard Privacy Policy. If we do, then we will post such amendments to this document so that you may always have access to our most recent policy. We reserve the right, at our discretion, to change, modify, add or remove portions of our Standard Privacy Policy at any time and from time to time.

Link Disclaimer
We may publish links to other sites from our web site. Please note that www.lochard.com does not control the content, practices or policies of any other site, including what information those sites collect about you. Accordingly, we do not endorse or hold ourselves responsible for the privacy policies or information gathering practices of any site that you may link to from our site. In addition, you may choose to respond to advertisements that are posted on our web site or made available via our service or to direct marketing offers from advertisers. We do not control the content, practices or policies of our advertisers and, accordingly, do not endorse or hold ourselves responsible for the privacy policies or information gathering practices of any advertiser who may collect information about you.